The consumer market is evolving from physical payments to digital coins. This solves the issue of carrying large sums of cash, avoiding possible and unforeseen complications. The rise in online shopping and ecommerce have made online transaction that much more frequent and simple. With the exchange of personal data in the digitized world, passwords are traditionally and the most common security certification for safe guarding your personal data. The alphanumeric mixed with symbols passwords often lead to users forgetting their passwords. With capacitive touch technology, PQI My Lockey takes advantage of Windows 10 Hello biometrics and utilizes your fingerprint as your personal ID. It is the fastest in identifying your fingerprint, is non-directional, more accurate and responsive than traditional optics. It is the ultimate personal protection.